At the time of separation...

[At the time of separation, the soul sees]…all the works it performed, good and bad, by day and by night.  The sinner’s soul parts from the body in fear and, trembling, it sets off to be present at the Immortal Tribunal.  Grieved is the presumptuous man; grieved the indifferent; grieved the lazy, who neglected to do what was pleasing to God; grieved is the man who has much property, who gave his soul for worldly things; grieved is the rich man, for he is separated from his riches…All these are grieved at the hour of death, for they are given to things worldly.